Good morning and XDY Exchangewelcome to a new week! This is Betty Lin-Fisher with The Daily Money.

When Ed Coambs was starting his financial therapy practice several years ago, he and his wife agreed to use credit cards to help him get started. But things were tougher than Coambs thought, and soon he was $30,000 in credit card debt instead of their agreed-upon amount of $10,000.

Coambs had committed what is called financial infidelity.

Find out what financial infidelity is and how you can tackle the problem in the latest installment of our Uncomfortable Conversations About Money series.

How much do you really need to retire?

Do you really need a nest egg of $1 million before you can retire?

One prominent economist is debunking the theory of financial experts and saying retirees are doing just fine on way less than a cool million.

Read more about these retirees and how they're managing.

📰 Consumer stories you shouldn't miss 📰

• Is there a break in the housing market?
• See how the economy is going leading into this week's Fed decision.
• Somebody's watching you. Connected cars are collecting data.
• Inflation is causing people to scrimp – and splurge.
• The hidden costs of homeownership are skyrocketing.

🍔 Today's Menu 🍔

Most domestic flights no longer offer free meals, but it's not accurate to say meals aren't served on flights. My colleague Zach Wichter breaks down what is offered on the four major U.S. airlines.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.